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Mortgage Calculator

When interest rates change you will want to know what the impact will be on mortgages.

Useful Tip

Lenders make changes to interest rates based on changes in the cash rate set by the Reserve Bank of Australia.

This mortgage calculator allows you to work out what the basic repayments will be on a typical standard variable home loan repaying interest and capital. Results can be given for monthly, fortnightly, or weekly repayments.

Enter a value for Rate change to find out how repayments will change given any change in interest rates.

Select mortgage table if you would like a table to show how a change in interest rates will change the repayment value over a range of loan values.

For more detailed analysis on interest rates and mortgage repayments you need to seek advice from independent experts, and the various lending organisations.

Enter

* Loan amount: $
* Interest rate:	% (0-100)
Loan period:	1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 in years
Repayment period:	monthly fortnightly weekly
Rate change:	(+/-) percentage point(s)
Include a mortgage table on rate change?	(You must enter a rate change, above)
	Enter Loan amount (above) as starting value and then select the amount by which the loan value will increase and how many rows you would like in the table.
Increasing by:	$1,000 $5,000 $10,000 $20,000 $30,000 $40,000 $50,000 $100,000 $150,000 $200,000 $250,000 $500,000 $1,000,000
How many rows:	5 10 15 20 25 30 35 50 45 50 100
Calculate   Reset
* required fields

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