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Terms of Use

Your use of the Ultimate Guide website constitutes your acceptance of the following terms and conditions, which are subject to change without notice.


Ultimate Guide supports and encourages the dissemination and exchange of information, however, copyright protects some material on this web site.

Ultimate Guide reserves all copyright in the content and design of this website, where such work is identified as owned by Ultimate Guide. Ultimate Guide owns all such copyright or uses it under licence or applicable law.

All copyright of any third-party contribution rests with the original owner and is governed by individual owner's own terms and conditions. A third-party is any individual or organisation not part of Ultimate Guide that knowingly contributes, or by its own terms and conditions allows the use of information on this website.

It is up to the individual user to determine what copyright rule governs any information contained on this website, and Ultimate Guide will not be responsible or held liable for any copyright or other infringements. Useful information can be found at the Australian Copyright Council.

Any potential copyright infringement on this website should be notified to Ultimate Guide as soon as possible through suggestions.

Ultimate Guide has no objection to any original material on its website being reproduced but asserts its right to be recognised as author of the original material and the right to have such material remain unaltered. This excludes any material supplied by a third-party where any reproduction is subject to the third-party's own terms and conditions.


The information provided on this website is provided as an information source only.

Ultimate Guide makes no representations about the content and suitability of this information for any purpose.

Ultimate Guide does not provide and is not in the business of providing professional financial advice.

Ultimate Guide is not liable for any direct or consequential loss or any consequences resulting from reliance on, or any action taken on the basis of information contained on this website.

Ultimate Guide makes no statements, representations, or warranties about the accuracy or completeness of any information contained on this website.

Ultimate Guide is not liable for any expenses, losses, damages or costs you might incur as a result of the information being inaccurate or incomplete in any way, and for any reason.

Ultimate Guide is not liable for errors, omissions in, delays or interruptions to or cessation of this website through negligence or otherwise.

All information is provided in good faith and based on information supplied by the original authors, third-parties, contributing authors, individuals or organisations.

Ultimate Guide will not be responsible for any action or inaction based on the information published on this website.

No person should rely on information contained on this website without first checking, or obtaining their own professional advice in relation to such information.

Ultimate Guide makes no warranties that the information on this website is free of infection by computer viruses or other contamination.

Links to third-party websites are provided as a convenience only. Ultimate Guide is not responsible for the contents of any linked third-party website and a link in no way implies any endorsement of those websites.

RSS Headlines

The Headlines service is provided as a free, not-for-profit, non-commercial service subject to the terms and conditions of the various third-party organisations that provide the RSS Newsfeeds, and all RSS Newsfeeds are used only with express or implied permission of the original provider.

All RSS Newsfeed information is provided "as is" and Ultimate Guide accepts no responsibility for the accuracy, inaccuracy or immediacy of the information provided. All comments on the information contained in an individual story should be directed to the original provider.

All information available on the Headlines service is freely available to users elsewhere on the Internet. Ultimate Guide makes no charge for access to this information and intends to make no charge for access in the future.

No archive is kept by Ultimate Guide of any RSS Newsfeeds and all information, including copyright, provided in any Headlines web page remains the property of the original publisher.


Any comments, complaints or suggestions should be directed to Ultimate Guide through suggestions for consideration. Ultimate Guide welcomes and encourages all forms of feedback.